Planning to Plan in 2017

Planning to Plan in 2017

I am not one of those who plan their days, weeks and months. Like, I do make a mental note of what to do in the day but I am unable to follow most of it. Even if I do start making to-do lists, that goes on for one week, may be two at max. This time I decided to change it and went for weekly planner.

Best part is, I got it for FREE! Yup, that’s right. I went for this one: How Life Unfolds Printable Weekly Planner. At CMU, we get a semester quota of 40$ for printing and I had some amount left at the end of the semester. I decided to print these for 26 weeks. Although, colored prints would’ve looked good I didn’t have enough balance to go for that. Nonetheless, black and white does the same work as colored one, so that’s that.

Anyway, I don’t have one of the written ones with me right now but the one I use looks something like this:

weekly-planner-front
Front
weekly-planner-back
Back

There are other templates on the above link, so you can try out whatever suits your taste.

I generally start with writing my weekly goals down on top of front page. Then for each day, I write my agenda on the left hand side and what I actually did on the right hand side at the end of the day. In back, I use the space for notes to list down the groceries I need to buy and my meal plan based on what is available to me and what groceries I am planning to buy and on which day of the week (since due to meetings and extra classes the day of grocery shopping might change).

As I said earlier, I am quite inconsistent when it comes to to-do lists. That is why I only printed 26 sheets. I already skipped last week because it was the first full week of the semester with my on-campus job and loads of meetings. Now I can settle down and plan my stuff accordingly. When I am able to accomplish what I set for the day, the sense of achievement is heavenly.

Not that I am not procrastinating. I definitely am. Given the new hectic schedule, many things are going on back burner. I need to gear up more.

By the way, when I made my time table for the semester this time, including major stuff which cannot be skipped in any way, like meal prep, classes, sleep, job, I realised I had so much free time to study. I hadn’t really ever counted how much I was wasting out of it. Unsurprisingly, max was going into social media and addiction to my east Asian entertainment (after cutting some of it for meal prep). I decided to use pomodoro technique to keep me on the track. Let’s see for how many days it works.

What are your planning techniques this year?

My Penny Pinching Secrets

My Penny Pinching Secrets

Continuing from my last post I think it’s about time that I write a bit about my finances. I won’t elaborate much but I am glad I am maintaining at about (500 +/- 30)$ per month including rent, utilities and groceries.

As I said last time, I have heard and read many stories where a lot of students couldn’t afford their rent or food. Hence, they would live in shabby places and eat noodles to save on time and money. Honestly speaking, I draw my inspiration from them. I am fortunate to have enough to live in an apartment and eat all my meals everyday. However, I won’t deny that I still live a frugal lifestyle, without spending much on luxuries. But if I do find something which I would regret not buying later, I do go ahead with that purchase. Before I start, I would say that after my rent, phone, internet and electricity bills, I am left with about 80$ a month for groceries and other things.

Now, it is not to say that I cannot ask for more. I definitely can. But, to be honest, loans scare me. Debt is always scary, even if you have a job with you. Also, it doesn’t fit right with me that I ask my parents for money beyond absolute necessity (this is the Indian scenario and parents support their children financially till whenever parents wish). Hence, I try. Keeping my budget under 500 has been difficult. It means less occasional outings whether for food or vacations or just shopping. I did try some things to earn from here and there, since I was a new student and couldn’t really get an on campus job last sem. So, what did I do? Here is a list:

  1. I got my rent reduced because I agreed to live in living room: We are three students sharing a 2 bed 2 bath apartment (sharing an apartment rather than having your own studio apartment is always cheaper). Hence, the third person had to manage with living room. I agreed to live in the living room for a reduction of 50$ per month in my rent. With a separator, it pretty much feels like a room/ private space to me. So, I am happy. For that, your flatmates need to be adjusting though. My flatmate who has a private bath in her room was fine with her rent increasing by 50$ per month, then only I could do this.
    rent-reduced
  2. I signed up for various apps where I could save/ earn money: Ok, so this is bit of a stretch, but I signed up for various grocery cashback apps which give cashback on select grocery items in their catalogs. They are especially useful for people who eat (especially cook) non-veg and have drinks. I haven’t cashed out anything from these apps yet apart from an Amazon Gift card of very small amount from ReceiptPal and 27$ worth check from InboxDollars very recently. I won’t review any of those because there are plenty reviews out there. However, I would list down what all I use:
    1. InboxDollars: This is a survey site where you can earn money doing various activities apart from taking surveys. The thing I like the most about them is their TV section. I put the TV on on the website and keep doing my work. After sometime, it does ask to click a button to confirm if I have been watching the videos, but even if I am not, I can just refresh the page and the playlist of videos starts all over again. (They have put a cap of 50 cents per day recently which is disappointing!)
      I recently cashed out a 27$ check from them after three months of joining. That too, because I did not know about the earnings from TV section. Earnings from occasional surveys add up too.
      Beware that this is not a place where you can become rich or earn your rent. But it’s enough to make about 30 bucks per two months passively. If you do surveys (which are hard to qualify for, just a heads up) and other stuff actively, you can earn more. People say they have made upto 70$ per month on the site being more active. Well, grad students don’t have that much time.
      Right now they’re giving 5$ to any new member who joins. And if you’re interested, you can use my referral as well: InboxDollar Referral
      inboxdollar

    2. Apps like Checkout51, Ibotta, Shopmium, SavingStar: They all are apps which give cashback on groceries you buy. They have new list of items every week and you just have to unlock that particular item and scan your receipt. While Ibotta has many selections, they generally need membership details for the given store and Aldi is not there (the place where I do my major grocery shopping from.)
      Checkout51 has number of stores but their variety  in items is dropping down. However, these both would be my go to cashback apps. I haven’t cashed out anything from these yet but it never hurts to get some cents back on your purchase every time passively. One day, they will all add up. Walmart’s Saving Catcher is another option if you do your major shopping from Walmart. I’ll write down the referral codes for these too –
      Ibotta: rflsgnl (if you sign up using this code, you earn 10$ and I get 5$).
      I still don’t know how coupons work, but if I ever get time, I would like to try those too!
    3. Apps like ReceiptPal, Yaarlo: I particularly like Receiptpal because you get a 1$ increment in Amazon Gift card for each 16 receipts you upload on their app. It can be anything whatever you buy. You read it right! I did sign up for Yaarlo but I am not very happy with its earnings. Nonetheless, nothing goes in snapping a picture or two of your grocery receipts. Another app is ReceiptHog, similar ot ReceiptPal, however they don’t have any space with them and I have been on the waiting list for 3 months already. I won’t really recommend that.
      Referral Code: Yaarlo: 4AUCKPG1667
      The only catch here is, none of them is super fast. For some, it might be time consuming to just check out offers too. I check them out on bus or when I am idling around with social media etc. But trust me, when I received that 27$ check on 5th Jan from InboxDollars (I had won a 10$ worth target gift card too earlier), and when I deposited it to my account, I was overjoyed. Seeing that account balance going up always makes one happy.

  3. I stopped eating outside: Not exactly. But yeah, I do my cooking entirely at home. Not only do I save money but my diet restrictions also has something to do with it. I am a vegetarian. I don’t eat eggs even in things like cake etc. but in US even pasta can have egg. Hence, I avoid all outside food whenever I can. A lot of people complain they don’t get time to cook because cooking takes up a lot of time. I have observed that with time, you start taking less and less time in cooking. Also, you can always spend less time on facebook.
    Home cooked food is fresh, healthy and cheap (I did some calculations and one meal comes out to be less than a dollar when I cook all the meals in a month by myself). And I will emphasize on healthy. My parents, who have always had healthy food in their youth are struggling in their 40s. I can’t imagine maintaining my body that long given all the junk I have already consumed. I want to keep fit with exercise and good diet. That is also one motivation behind me cooking everyday. I also save time when I make all my meals for the day in the morning. Or may be on Sunday and use them till Tuesday. Whatever arrangement works for you. That one hour affair pays me for the whole day(s). Proper nutrition also means more energy and better concentration.
  4. participated in researches: A lot of colleges are involved in researches where they need help of human subjects. Not talking about experiments on you but just interviewing, aptitude tests kind of thing. Try to find if that happens in your college. Mine has a huge system where various studies are available. They don’t pay much but if doing fun activities for 20 minutes is giving me 10-15 bucks, I am totally up for it.
    The mistake I did was, I was too ashamed and egoistic to sign up for them for a meager amount. But when I participated for the first time, I found it to be a relaxing activity. The hospital and another university near me pays as high as 600$ for some studies. Without an SSN, that particular study would have paid me 150$. Not bad for 6 hours of your life. (I didn’t qualify for it though, so that’s that).
  5. Find an on-campus job: Goes without saying. It is the best way to earn money and add something on your resume. Because I did not have one last sem, I tried all of the above to make/ save some extra.

Some more things you can do is to stay away from subscriptions you don’t need. I don’t really watch TV, so I don’t have any netflix or hulu subscription. I use WhatsApp or free video calling apps to call home. Another thing I have heard about is, you can, in general negotiate your monthly bills in US. I have no experience in that at all though. Investment? Well sure, if you can. I don’t have that much money or aptitude to start investing in US yet, but some day soon.

Initial expenditures can blow anyone away. I spent whopping 2000$ in my first one and a half month here. After that, I have been trying to take care of my budget. I did start noting down all my expenditures. Writing down keeps my desire to spend more in check (or checking your account balance frequently 😛). I am not bothered about people saying that I am stingy. Because at the end of the day, I want to be in less and less debt without ruining my health.
I know the feeling of spending my hard earned money without any pressure of loans on me and I would like to achieve that state as soon as possible. Hence, I am not afraid, not concerned of ‘missing out on stuff’ right now. Nor do I forget to reward myself once in a while with good food or something I really wish to buy. I rewarded myself with food from my favorite restaurant very recently on finally landing an on-campus job. These kind of rewards keep me motivated to do better as well.

So, these were some of the things I have been following till now to manage my finances in US. What are your pet peeves?

(Pics credits to their respective owners)

I Am Finally At CMU!

I Am Finally At CMU!

Hi guys,

It’s been quite a while since I came to my blog (I have been monitoring my stats though, lol). And the reason is, *drum roll* I have been preparing for higher studies. I finally landed in US three weeks ago. And the college I am going to attend is Carnegie Mellon University. Studying in such a reputed university is a dream come true. Which also means more responsibilities and lesser time.

I couldn’t keep up my schedule while preparing for here, I can’t imagine if I will get time for writing. But I promise, I’ll try my best. So, the classes have started and I am still pretty confused about the classes I should take. I have registered for 4 courses, which everyone says is more than enough for a master student but I just feel like I am too free. May be because it’s just the second day of the classes.

But otherwise, the profs are cool, everyone is really helpful and what I like the most is the collaborative nature of the education here. No wait! On second thought, what I like the most is that you can eat and drink in the class and no one would bother you. Sometimes, when you enter the class, it’s smelling of salad, but yeah, pretty convenient.

Food reminds me, it’s really difficult to get used to American diet. I am vegetarian plus I don’t eat eggs in anything, not even cakes and stuff. On the top of that, I am not very fond of cheese either. So eating outside is no option for me anyway. I generally cook for myself, but I need to improve in this field too *sigh*

Oh, the free goodies! Yesss! I need to brag about it! I am sure this is the culture of US colleges, but there are so many events that take place everyday. And we get so many freebies, like anything. Which is a good thing, I think. I just hope I get funding for my masters from somewhere. That’s a challenge too.

Anyway, I’ll go back to cooking dinner and try to take time out to post some pics from Pittsburgh and CMU. Or maybe some trip I take in US since it’s a new chapter and a new place….

Bullying

Bullying

My eyes met hers when I was coming back from the class. She, all dressed in blue with her blue bag and blue cycle, was rushing for her class towards the institute building. I hadn’t seen her, the blue lover, the joker, the clumsy girl, for quite a while in the hostel or outside, so I got a little awkward. I didn’t know how to react when she saw me and all came on my face was an embarrassed smile. Why was I embarrassed, I don’t know.

Suddenly, some memories of my school days flashed before me. There used to be a girl in my class. An intelligent, master in English, a high class elite kind of girl for that small town. I was always among the top three in my class but even so, I envied her, her knowledge. She may not have been the most successful student academically, but she was intelligent, the kind of intelligence, I may not have achieved at that time however much hard work I might put, given the limitations of surroundings.

She had transferred to our school from a big faraway city. More than anything, I envied that experience she had. I was also born in a bigger city. Why did I get to live in this town then? The endless prospects of a big city had always attracted me. Had I not been rotting here, I would have joined dance classes, martial arts classes, guitar classes and what not. Why was I here?

But the good student I was, I didn’t do anything, nor I had any intention to. What could have I done to her anyway? Better make friends with her. May be some of her experience helps me too. Who knows? I will be able to learn from her something after all. As the years passed by, we grew apart and got busy in ourselves. She changed too and I changed too, in many ways. She got adapted to the environment. She was not in THE group of my friends any way. She was in different section and we used to meet in one combined class only, for one year, so that was that.

Our paths crossed once again after four years, when she shifted to our class. Was she always there? Or had she gone to some other place and come back again? No idea. My reserved nature was coming out. I was growing quieter and quieter. I didn’t have anything to do with the world, people around me, though I was still talking to them. I wanted to talk to everyone, be everyone’s friend, but I was awkward again, not knowing what to do. I left it at that, with just the people I was comfortable with. Just Hi to others and that’s it.

Her grades had dropped down a lot after shifting to the class in which I was studying. Around the same time, a lot of weird things started happening in the class, like thefts, especially lunch boxes. She used to sleep in the class, something, Indian classrooms don’t get to see often. In my fourteen years of educational life, she was the first one to do that. After a lot of speculations, everybody came to the conclusion that it was her doing. Why we were so bent on that idea, I don’t know. But at that time, it looked the only plausible explanation of what was going on. Things weren’t well in her family side too probably. People stopped talking to her. And after that, things stopped happening too.

She tried to convince us. But we didn’t listen. And the good student I was, I didn’t want to associate myself with such kind of people. I never tried to know her side of story. Many of us didn’t. We totally isolated her. I don’t know how she endured everything for two years. Then she left the school.

At that time, it was just a small thing. Now I am here, looking at another girl, who was being mocked for her choices. I haven’t had any proper conversation with her. But the things I’ve heard are enough to see what people think of her. This girl is good with the art of baking. When anybody wants her help, they don’t even hesitate slightly to ask for her help. And the same day, they might be bitching about her.

She made a place in people’s heart by her talent. May be not all, but at least people look up to her when they need help. But she resembles that girl from six years ago too much. That girl couldn’t even do that. I was part of that too, bullying someone. Just that, the realisation hadn’t come till now.

We do so many things to hurt people with or without knowing. These kind of things make me disappointed in myself. Though I was one among the best, considered very intelligent, I wasn’t mature enough. The whole lot of eduction and titles don’t work. When I see myself as the person I was back then, all I can see is a black heart, a monster. Can’t say it’s better now, since I’ve met a whole lot of people and their mentality affects mine as happens with everybody. The set has changed, the scene has changed and the audience has changed too. Bullies have become bullied and vice versa has also happened. Some have left that kind of path and some have chosen the same after all those years. And where am I? I don’t know.

Where did that feeling that I’m good, so I must remain with good people come from? Who was I to judge people who was good and who was not. What was my definition of good – studious people, people who come in first ten in the class? I’m so ashamed of myself now. Will these criterion matter anyhow now? I’ve made a lot of people cry after all. And people say that I’m kind. I may have an attitude problem after all. And I try to justify it with my shyness when I hear something like this about me.

I can’t even apologize. And even if I do, it won’t give that girl, her two years back. All I know is, I don’t want to do anything like that ever again in my life, knowingly or unknowingly.

Was this a confession? Kind of. Was it true? A whole lot of it, yes but not all. What made me write it? I don’t know. Ah! So many unanswered questions…….

Freedom

Freedom

Ok, so to declare, I’m finally free. I got placed today and now I’ve a lot of free time on my hands (or so I hope). It’s the best part of being a BITSian. If you’re a single degree student, your official courses finish in 3rd year only. All you’re left with is six electives which people generally start with their 2nd year. So by the time you reach the last sem, you’re done with at least 3 electives (That’s for 2010 batch or before. Now things have changed, so I think it’s 4 electives by the starting of 4th year.) To conclude, I just have 2 subjects this sem and then I graduate. So I’m gonna make a list here of what I’m gonna do which I soo wanted to but couldn’t till now. Here goes my list:
1. Languages – My language studies have lagged far far behind and I’m starting to have second thoughts about TOPIK this season. But I don’t want to give up now. So I’ll go ahead with it nonetheless.
2. Blogging – Ah my posts! I have watched and read so much already that I have tons of things to review, not to mention the trips I took in Thailand and haven’t posted reviews for them. I’ll start working on them now.
3. Coding – Although I was ranting about it recently, but now, I’ve seen the trend of recruiting and the firm I’m going to, also requires some amount of coding. So yeah, I’m gonna learn that.
4. Novels – Ooh the library, I’m coming to you. BITS Pilani’s library has got an awesome collection of novels and I’m gonna read as much as I can.
5. Drawing and Sketching – I soo wanted to resume with the designing and animation work. Now I can work in that direction too.
6. Coursera – I’m pretty sure, you must have heard about the trending MOOCs all over the internet. I need to catch up with the ones I’ve signed up for.
7. Reading – My GK is poor – like very poor. I need to read up a lot of material and improve in that area too.
8. Sleeping – Of course. How can the bucket list be complete without this? Gotta take a lot of rest now. No formals, no tests, no waking up early and dressing up, no going to 1 km far away institute to take tests in so cold a weather.

Any suggestions for me that I can add to the list? I think I can take up a musical instrument too. Also, look forward to a lot of reviews – be it places, mangas or dramas. See you soon…..

Today’s song – I have only this song for now from my newly discovered J-Band Dish//

Society’s Expectations

Society’s Expectations

Queen Bee's avatarFalling Through Blunderland

Graduate from high school. Enroll into a four year program at an accredited college. Graduate College. Get a job offer. Find and marry a significant other. Make babies. Retire. Die. Our lives have become so structured. Society tells us if we don’t graduate from high school, we’re failures. Society tells us that if we don’t go to college, we’re failures. Society tells us if we don’t have a well-paying job and a successful career, we’re again failures. If we don’t follow our societal norms, we’re looked down upon. Why? Just because we’re not doing what everyone is doing? That’s some bullshit, if you ask me.

We go to high school. Take all the AP and honors classes possible. Participate in every single extra-curricular activity possible. Volunteer whenever we have a free weekend. Study our asses off for an exam (the ACT!) that apparently determines our level of intelligence and whether…

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My mentor in college life – My roomie

My mentor in college life – My roomie

Although I love anonymity but I finally told my roommate about my blog, today. She was so impressed by it that she became senti,  and has read all the posts in one day(I know, I’m amazing. Thank you Thank you).

She has seen me grow from my first year (This was one of her lines in today’s chat with her) and I have seen her too (Alright, I accept. The change in me was way bigger). So I’m gonna bitch about her today (Ooh, I was dying to do so).

In our college, in first year, students get double rooms. We are both from the same region so we should have been fine with each other. But as I mentioned earlier, I am a socially inert person and like to be alone and work alone. Last two years before entering my college, I had worked alone only – my study room was my whole world. In the college, it took me two years to open up with people around and I think this hurt her the most. I talked very less to her. I had an inferior complex and she used to talk to other people more. (Okay, I am not making excuses and I am coming to my mistakes too!). And she and my other current friends seemed to be from a totally different world (Even now, when my sister sees my pics with my friends, she says I look like a country bumpkin T_T and here I thought I had changed for good). They had different habits, different styles and a lot of knowledge about worldly ways (which I didn’t have “initially”). And her habit of reading out loud! That I can never forget. Although I could never say to her, even after her asking me again and again, I did have problem with that. And that sometimes enraged me so much that I would go in the room of some other girls I had made friends with, at that time. How sad would that have made her. Oh God, how much did I make her suffer? Now, when I am writing this, I am realizing.

My biggest mistake was I didn’t even try to talk it out. I am one of those who keep things inside until it becomes a volcano ready to be erupted at any time, any place on anyone. But now I have been given a chance, I apologize for that. I don’t think, I would be able to tell you this directly, ever (And no discussions on this after whenever you read this, alright? It’s embarrassing!)

And then come the good days. The things I learnt from my friends, she has the biggest part in that – from about boys and boyfriends to curse words (and things which can’t be told 😛). Her influence totally changed me. She was the one, with two others in my circle who took me to the beauty salon, for the first time in my life, for things other than haircut, in my third year of college (Yes, third year OF COLLEGE, that too was almost end of it) verrrrry forcefully, since I am not particularly interested in make-ups and all. I don’t think I would have even given it a second thought if they hadn’t been with me (This is really becoming something but now I have started confessing then let’s see it through the end).

What else? Ah! She knows every habit of mine. She never, even once, complained about my love for East Asia. Rather she helped it grow. She had to bear with the Japanese songs (She even learnt some lyrics including OSTs of Cardcaptor Sakura 😛) and anime all the time. If she had stopped me at that time, I don’t think I would have discovered my real passion for east Asia. She knows the secrets even my sister doesn’t know (not that I have that many but you do need that one person in your life apart from your sibling and boy/girlfriend). And “boyfriend” reminds me, she desperately wants me to have a boyfriend. She still keeps asking me, if I have made one yet. (Haha! That is never gonna happen my darling.)

This post, I dedicate to my bestie. I know you’re reading this (Obviously, I’m the one who gave you the link). In the end, I would only like to say thank you for being in my life.

And I think this song would suit here: 

Frustrated! (╯°□°)╯︵ ┻━┻

Frustrated! (╯°□°)╯︵ ┻━┻

Yesterday, when my videos stopped working, I thought it was a move by my college due to sem end exams. Turns out, it is my laptop giving me problems. Flash player suddenly stops working! Wah! (ノಠ益ಠ)ノ彡┻━┻

Its like being alive without my soul (#×_×). I can’t watch any drama or music videos. Me, the one who  finds excuses such as “I’ll watch just (just) one episode after finishing this chapter (though it never stops at only one episode hehehe)” or “I have done a lot of work, now time to watch (where a lot of work refers to reading one page absent-mindedly)”,  just to watch one more episode of my favorite variety shows like Kiss the Radio, Intimate note, Strong heart etc. etc. (list is very very verrrry long!) or currently going on dramas like Gu Family Book (awesome show with Lee Seung Gi in there (≧∇≦)/), can’t watch anything.  (T_T) No shows for today and God knows for how many days! (TT_TT)

I have tried everything to fix it (and everything means everything but that’s another story). I have another exam tomorrow but I haven’t started preparation yet. Why? Because I was trying to find a solution to the problem. This is too much! I give up! (;´Д`)

So, I have been watching the MVs I have with me, downloaded, again and again. And this song makes me a little relieved of my frustration (Coz I can’t watch the video, I hope this is the right one.) That guitar and the guitarist and the slow motions……. (〜^∇^)〜

 

Oh! Another one. They are soooooo cute! (≧∇≦)